Food and Wine Pairing- Chocolate + Marsala! ? Curious Appetite ...

I just discovered something a little amazing: dark chocolate and dry Marsala:

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I?m just about certified in Food & Wine pairing and one of the 1st things I ever learned was: Red Wine and Chocolate is not a good pair. GASP! I?m sorry ladies, it?s true. There is too much bitter clash and the sugar in the chocolate confuses the tannins in the wine. My instructor said it best: ?It?s like sex on the beach: in theory it sounds like a GREAT idea- but then you got the sand and the rocks?the reality is that it?s pretty uncomfortable.?? I mean, there are ways to pair red wine and chocolate if you really want to. But the general rule of thumb is that chocolate pairs best with a fortified dessert wine like port or?.MARSALA?

When I was just recently living in the states, the only marsala wine you found was for cooking. And unlike most wine, you don?t drink it as you cook with it. I don?t know, maybe its because how some wine is not imported well that I never believed in a marsala. So recently a friend came and made some veal marsala and left the bottle behind. I asked, what the hell am I going to do with all the leftover wine? I?m not making a tiramisu? anytime soon. They said: drink it!?

I never would have thought of that, you know.

So I poured some in my snifter, swirled it about and went through the usual motions of analysis?.butterscotch, toffee, caramel, vanilla and coconut?and then gulp! Heaven! The nose proved accurate on the palate. Pretty damn tasty.

Together with dark chocolate?the cacao echos?like a nutty hazelnut caramel toasted fairtrade chocolate s?more?

I don?t know if you can get this kinda stuff in the states- but try! The states is always improving the channels of fine imports.

Notes on the Marsala that was left so graciously behind:

Producer: Florio 1833, VECCHIOFLORIO Marsala Superiore Secco (DOC) ?08, aged for 30 months in oak (hence all the toasty toffee notes)

buon dessert!

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Source: http://curiousappetite.wordpress.com/2012/08/27/food-and-wine-pairing-chocolate-marsala/

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Myth and fact: What you need to know about credit scores

(ARA) ? For all of the discussion around the importance of credit scores, it?s hard to know what?s true, what?s fiction, and what lies in between.

While there are misperceptions and misunderstandings still lingering in the marketplace, the good news is that overall knowledge about credit scoring is improving. A recent survey by the Consumer Federation of America (CFA) and VantageScore Solutions, one of the two primary companies that generate credit scores, shows that consumers know they have more than one credit score, have a better understanding about the factors that affect credit scores, and have increased familiarity with how different kinds of companies and entities use credit scores. Consumers also have a good handle on some recent additions to federal laws regarding when lenders are required to inform borrowers about their credit scores.

?Increases in consumer knowledge probably reflect, in part, the increased public attention given to credit scores because of the new protections,? says Stephen Brobeck, executive director, CFA. ?The improvements may also be related to increased efforts of financial educators, including our own educational website, creditscorequiz.org, to inform consumers about credit reports and scores.?

However, despite the positive developments, there?s room for improvement according to the CFA-VantageScore Solutions survey.

Myth: Low credit scores don?t greatly affect how much you pay over the life of the loan.

Fact: Low scores can be costly. Only 29 percent of survey respondents were aware that on a $20,000, 60-month auto loan, a borrower with a low credit score is likely to pay at least $5,000 more than a borrower with a high credit score.

Myth: Age and marital status are factors used in calculating credit scores.

Fact: Over 50 percent of survey respondents incorrectly believed their age and marital status were factors used to calculate their credit scores. The only factors credit score models use are related to your use of credit, especially whether you make payments on time.

Myth: Multiple inquiries when applying for a consumer or mortgage loan will have a negative effect on your score.

Fact: If multiple inquiries occur during a one-to two-week window, generally they will not lower your credit scores. Only 9 percent of respondents were aware of this, and 34 percent incorrectly believed that each inquiry will lower your score.

Understanding credit scoring can be complex, but it?s in your best interest to get the facts straight. With a clear view of what?s true and false, it?s easier to set the course for a sound financial future. For more information about the myths and facts of credit, visit www.creditscorequiz.org, www.vantagescore.com and www.consumerfed.org. These websites are free, do not display any advertising and do not collect any personal data. Both the online quiz and a corresponding brochure are also available in Spanish at www.creditscorequiz.org/Espanol.

Source: http://money.rambergmedia.com/myth-and-fact-what-you-need-to-know-about-credit-scores/

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Decoration Inspiration: 8 Fun USB Drives for Your Dorm, Office or ...

(2GB Pink Pearl Eraser USB Flash Drive ? JustJest, Etsy)

Practically any and everyone nowadays will need a USB drive in their life. The portable storage device has been home to many important documents, college essays, school reports, family images, videos and much more. An upgrade from lugging around CD-ROMs and dare we say floppy disks, USB drives are tiny solutions to our technological needs. To prevent your drive from being lost in a sea of all black USB flash drives, you may want to consider ones that are unique in color and design. Luckily, tons of companies have started designing quirky USB alternatives that are too cool for words. Gone are the days of ?geeks? enjoying these giggly finds as more and more people are now opting for them.?So stock up on these storage items for your college dorm, home office, workplace or wherever you may need them. To help get you started, here are eight of our favorite USB drives for you to try. Who says you can?t add a little decorative style to your computer area?

USB Flash Drive Lighter, ThinkGeek

1.) USB Toaster Hub & Thumbdrives, ThinkGeek

2.) Batman (DKR) X Mimobot, Mimoco

3.) Gold Bar USB Drive, Cool Cube Toys

4.) Angry Birds USB, EMTEC

5.) USB Flash Drive Lighter, ThinkGeek

6.)?Flashkus designed by Lena Enrlick & Alexei Lyapunov, Art Lebedev

7.)?USB Wooden Clip Flash Drive, Brando

8.) USB Film Roll, Photojojo!

Source: http://casa-diseno-blog.com/2012/08/27/decoration-inspiration-8-fun-usb-drives-for-your-dorm-office-or-whatever/

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Choose Personal Training Programs To Keep Fit And Fine ~ Better ...

Choose Personal Training Programs To Keep Fit And Fine

Summary: People who are determined to shed a few kilos to get into their desired shape can easily go for a personal training program. They can work out under professional fitness trainer at their home, without wasting time to get their turn in gym. Keywords: Personal training Taking up a personal training program is gaining popularity day by day as it saves the journey time to and from the gym. Beside this, people don?t need to wait for their turn to get proper assistance from gym instructor here. Fitness freaks can enjoy a complete work out at home under the guidance of personal trainer. Going through a personal training will help you shed the extra flab you have gained and stay into your desired shape for longer period. Your personal trainer will tell you how much you need to shed, how long it will take as well as what should be there on your diet. To be on diet for a long time demands your determination too. Else your fitness regime won?t pay you off! Your personal training program won?t bore you with strenuous workout schedule like that of gym. Personal trainers are extremely professional and they know how to keep you rejuvenated throughout the course. That?s why they alternate the activities time to time. Suppose they will advise you do some free-hand exercises in the morning for a week, but in the following week they will ask you to try Yoga. So when they are not available for you, their fitness mantra will be there to along you. There are affordable equipments like dumbbells, stability ball, balance disks, kettle bells, Bosu ball and medicine balls which can be used in personal training. Of course, the fitness trainer will guide you. The trainer will tell you what kind of exercise you actually deserve. They will show you the way to undergo cardiovascular training or strength training and conditioning. If they feel you need to go through weight training, abdominal and core conditioning training, they will assist you in every step. They can also arrange balance and flexible training, weight loss management, muscle building or kick box cardio to keep you fit all the way. If you have a long drawn dream of flaunting good biceps or having a six pack abdomen, just ask the trainer what you have to do for it. If your body is able to take the strain of some extra push ups or lifting, he will definitely help you in fulfilling your dream. In that case, your personal training will include some extra exercise to tone down and reshape your body in proper way. There is personal training program which also include Yoga and meditation. So it is not mandatory to sweat yourself out for fitness. Along with physical fitness, this kind of regime gives importance on stress-free life. Yoga and meditation will add to your peace of mind which is necessary for leading a healthy life. Apart from the indoor activities, personal training also includes few casual sports if it is required for bringing a bit of change. Your trainer can surprise you with such a week-end program. You don?t need to go far from your house to play a bit of soccer or badminton; you can enjoy it in your garden or in a nearby park for sure. The personal trainer will be a friend of yours. Instead of waiting for your turn to use the walker in gym you can easily go for a personal trainer to stay fit and healthy in a better way.

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Source: http://www.biohealthcoverage.com/2012/08/Keep-Fit-With-Personal-Traning.html

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Drag racing legend loves pets, too

Surely, most know Shirley Muldowney as an auto racing legend. But, she?s as committed to animals and pet adoption as she is to drag racing.

Muldowney, ?The First Lady of Drag Racing,? will be in Salt Lake City tonight to help raise awareness for the Utah Animal Adoption Center.

Rocky Mountain Raceways general manager Mike Eames remembers Muldowney?s top fuel exploits at the old Bonneville Raceway. ?She accomplished so much in her racing career and broke through so many barriers en route to all of her success.?

RMR and the Utah Animal Adoption Center will host an evening with Muldowney today at the racetrack convention center. All proceeds benefit the Utah Animal Adoption Center.

For ticket information, visit www.utahanimals.org.

Top 50

Earlier in the week, Weber State celebrated its No. 39 ranking in the ESPN.com?s top 50 college basketball programs over the the past 50 years.

BYU was ranked No. 36 overall. And in the last couple of days, Utah checked in at No. 20, tied with Purdue among the elite programs.

Need for speed

Friday was the second ?Ab Jenkins Day,? honoring the auto racing legend and his famed ?Mormon Metor.?

The documentary, ?Boys of Bonneville,? ? which chronicles Jenkins racing exploits out on the Bonneville Salt Flats ? was recently released on DVD.

Actor Patrick Dempsey narrates the documentary, which has won several regional film awards.

Tidbits

Kudos to the Oakridge Country Club grounds crew, who lost more than 380 trees to wind damage earlier this spring, but tuned up the golf course for this week?s Utah Open. Fans report the course looks awesome. ...

PRCA officials say veteran pickup man Calvin Amy, who was seriously injured Aug. 18 while working in the arena at the Davis County Fair & Rodeo. Amy, 54, ended up with seven broken ribs, a partially collapsed left lung and a concussion, but is doing OK. ...

Utah State track and field coach Gregg Gensel announced that former Idaho Vandal Andrew Blaser and former USU Aggie Steve Strickland will be new assistant coaches. ...

Southern Utah University?s gymnastics squad earned its 12th academic national championship after leading the nation with a team GPA of 3.843 during the 2011-12 season. In all, 12 Thunderbird gymnasts earned All-America citations. Utah (3.664) was fourth overall. ...

Dan McKeever, director of the Miller Performance Schools at Miller Motorsports Park, has been selected by to be part of Team BFGoodrich in its third annual ?Select-the-Seats? program. He is one of 20 drivers hoping to earn a spot in the legendary Baja 1000.

Chris J. Miller is sports editor for the Standard-Examiner. He can be reached at 801-625-4261 or cmiller@standard.net.

Source: http://www.standard.net/stories/2012/08/24/drag-racing-legend-loves-pets-too

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Insurance a must for travel ? Chris Cruises

During hurricane season, severe weather is common and? frequently impacts the plans of travelers.? Weather-related flight delays can lead to missed air connections and cruise departures or even result in travelers being stranded. One of the best ways to be prepared for potential severe weather is with a comprehensive travel insurance plan that includes comprehensive trip cancellation, interruption and travel delay, as well as 24-hour assistance and emergency travel services.

Should an insured be forced to cancel a trip due to a covered reason such as a named hurricane, travel insurance with trip cancellation coverage can reimburse those insured for pre-paid nonrefundable expenses, up to the limit of coverage purchased.

Keep in mind that travel insurance must be purchased before the hurricane is named.

Travel insurance can be purchased through a number of companies.? I like Travelguard because they have been easy to get in touch with when questions come up, prices are reasonable and they pay quickly when a properly documented claim is submitted in a timely manner.? Travel Guard can also help when severe weather conditions force the evacuation of an insured?s hotel or resort. Fortified trip costs and additional travel expenses can be reimbursed.

All of Travel Guard?s most popular plans also include 24-hour, 7-day assistance for emergency medical needs or referrals, assistance with cash transfers, replacement of lost travel documents, pre-trip health and safety advisories and e-mail and phone messaging to family and friends.? This can come in really handy if stranded in an airport when flights are canceled for weather-related reasons.

It?s important to know what is and what is not covered before buying .? Many who buy travel insurance find out the hard way that it does not cover cancellation because an insured is scared to sail, does not like the modified itinerary due to weather/ safety concerns or just changed their minds.? You would be surprised how many calls I get on this.

I found out the hard way that travel insurance does not cover everything one might think it does. ? It was on a cruise I had planned for our family and one of our daughters wanted to bring a boyfriend.?? The cruise was a few months off and I doubted this guy?s ability to capture our daughters attention for that length of time so I played it safe and bought travel insurance on him.

If he fell off the ship and broke his neck, picked up an exotic disease in Jamaica or needed assistance with his delayed flight or lost luggage, we would have been covered.? Being dumped: no coverage for that.? It was a great lesson to learn that travel insurance is good stuff to have if we understand it.? Way too many people buy it thinking it covers everything including hurricanes.? It does but sort of indirectly.

Delayed flights, evacuations and other expenses, as noted, can be reimbursed.? They?re there to help in case of emergency with 24-hour assistance available which might not sound like much of a benefit sitting there all cozy and warm at home right now.? Wait until you?re knee-deep in canceled flights, delayed travel plans or other covered events.? All of the sudden that assistance is worth its weight in gold.

Flickr photo by Ani Carrington

Some great Hurricane sources you?ll want to keep track of?.

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Tagged as: Airlines, Cover version, Cruise, cruise travel, Cruises, Financial Services, hurricane coverage, Hurricane Irene, insurance, Insurance a must for travel, Jamaica, Travel, Travel Guard, Travel Insurance, United States, Video

Source: http://www.chriscruises.net/2012/08/travel-insurance-covers-hurricanes-indirectly/

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hereandnow: .@erikbryn says paradox is we're in age of rapid tech innovation & productivity but stagnation in wages, jobs http://t.co/9FzypMyW @MITSloan

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Source: http://twitter.com/hereandnow/statuses/239035443700711424

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